J. Scott Nuanez
1450 Harbor Island Drive #201
San Diego, CA 92101
619-295-8969
Registered Principal
Securities offered through United Planners Financial Services of America, Member FINRA, SIPC.
Sunset Cliffs Financial and United Planners are not affiliated.
This information is intended for use only by residents of (AK, AZ, CA, CO, HI, ID, MD, MS, NM, NC, OR, TX and WA). Securities-related services may not be provided to individuals residing in any state not listed above.
Newsletters
-
Keeping Cool in Volatile Markets
Overreacting to market movements or trying to “time the market” by guessing its future direction can create additional risk that could negatively affect long-term portfolio performance.
-
Could an HSA Strengthen Your Retirement Strategy?
After age 65, retirees can use HSA funds for any purpose without incurring a penalty.
-
HOT TOPIC: Moody’s Downgraded U.S. Debt — Does It Matter?
On May 16, 2025, Moody’s Ratings downgraded U.S. government debt from its highest rating of Aaa to Aa1. This article looks at the reasons for the downgrade and its potential effects.
Calculators
-
Estate Taxes
Use this calculator to estimate the federal estate taxes that could be due on your estate after you die.
-
Impact of Inflation
Estimate the future cost of an item based on today’s prices and the rate of inflation you expect.
-
Home Affordability
Estimate of the maximum amount of financing you can expect to get when you begin house hunting.
-
Life Expectancy
Knowing your likely life expectancy is an important factor in making long-term financial plans.